I'm sitting at home today waiting for the impending store to hit. I realize how blessed I am, we have food, water, and fire wood. If we are stuck for a few days, we will be okay. I even have cash on hand-in the event the power should go out and we are unable to use either ATM's or our debit cards. When you live paycheck to paycheck, it is almost impossible to respond to the unexpected. I have seen the stress on the faces of people who know they will have to juggle bills to pay for the unexpected costs. It can break your heart.
There is a sense of calm, when you know that you have the means to get through the unexpected.
Mother nature is no different than any other unexpected costs-a snow storm or a blown tire; all unexpected events that can create havoc if you are not prepared. If you have an emergency fund, you have the means to get through the unexpected . The reason I advocate a savings account with a $1000 before paying off credit cards, the sense of calm and the confidence it brings knowing you can get through most anything.
I hope everyone stays safe and warm during these upcoming storms that are hitting the country at the moment.
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