I started a blog similar to this a few years ago, made one post and life got in the way and never went back. This year, I have decided to try again. I look around and see so many people making so many mistakes with their finances-myself included.
I'm a CPA/MBA type, and have made numerous money mistakes over the years. With my education and credentials-I should know better. I have mostly figured it out, but have thought about those who don't have my background and making the same mistakes over and over again. Or those in desperate situations that are often taken advantage of (think pay day loans, buy here, pay here car dealerships). I want to tell people that no matter what situation they are in, there can be alternatives.her
Over the next few days, I'll be talking about the basics of budgets, writing down goals, and the importance of both to get out of living paycheck to paycheck.
I recommend the use of a spreadsheet program (ala Excel or Open Office). This is usually all you will need in the beginning. There may be more opportunities with programs like Quicken and or Quickbooks for small businesses.
Looking forward to the journey.
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